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ESCROW OFFICER - ALL LOCATIONS
Under limited direction, the Escrow Officer performs duties associated with the process of closing real estate transactions including the issuance of title insurance. Responsibilities: • Responsible for providing escrow information to clients and loan officers • Provides mortgage holders with required tax documentation and escrow documents for filing tax returns • Reviews regulatory documents dealing with escrow issues and ensures completeness and legal compliance • Prorate taxes, hazard insurance, loan interest, and prepare escrow settlement documents • Prepare written escrow agreements • Review commitment or binder to determine exceptions which must be cleared prior to closing and determine documentation necessary to waive exception • Execute closing and obtain payments due, disburse funds to appropriate parties, and maintain follow-up necessary for transaction completion and issuance of policy • Finalize transactions in connection with the insuring of title • Respond to questions regarding closing documents • Order beneficiary statements, hazard insurance policies, deeds of trust, reconveyances, and other documents • Assist in preparation, execution, and recording of authorized documents • Order and review necessary surveys and correlate current surveys to property description, ensuring accuracy • Perform public relations functions in accordance with sales program • May train and assign work to lower level escrow employees • May travel within area to perform real estate transaction closings at other locations • Current and local book of business highly preferred Minimum Requirements: • High School diploma and 2 to 5 years of experience in escrow work, or an equivalent combination of education and experience • Knowledge/Skills/Abilities: • Current and local book of business highly preferred • Familiar with standard concepts, practices, and procedures within the title field. • Performs a variety of tasks • Extensive network of contacts in the market • Knowledge of the purpose of title insurance and related services, and terminology of instruments involved in escrow transactions and insuring of title to real property • Knowledge of legal documents, local escrow procedures and terminology, proration of taxes, fire insurance and similar costs, legal description, basic sales and service techniques, and principles of mortgage lending • Ability to perform mathematical calculations • Ability to interview escrow principals, write escrow instructions, review preliminary title reports, ascertain needed information from title plant, and plan and conduct escrow closing program • Ability to perform assignments guided by general escrow procedures • Ability to communicate effectively, both verbally and in writing • Ability to operate a personal computer and use Microsoft Office software and Internet Explorer • Works under general supervision • A certain degree of creativity and latitude is required • Communicating in English to locate, read, and report information • Ability to use a personal computer equipped with standard keyboard and mouse • Concentrating/Thinking • Meeting deadlines/Working under stress • This position requires regular attendance during regular business hours subject to in-person supervision during working hours and in-person interaction with coworkers and supervisors • Must be able to work additional hours when needed (Example: month end close)